There is an extra $650 check waiting for you thanks to the Supplemental Security Income (SSI) program from the Social Security Administration (SSA). Aimed at people with very low income and limited resources (either due to a disability or being over 65), it provides extra money to help ease personal finances a bit. And the best part: you still have time to apply if you meet the requirements.
This check is not a one-time payment, but can become a monthly benefit if you qualify. Some people have already received up to $967 depending on their situation. But as you can see, this financial support can make a big difference if you are struggling and need help paying rent, buying food, or covering medical expenses…
Who is already receiving it?
People who are already part of the SSI program don’t have to do anything extra. As mentioned, those with low income who are over 65 or have a disability are eligible, and the best thing is that they don’t need to complete any more paperwork beyond the initial application.
The money arrives automatically in their bank accounts through direct deposit (or the payment method chosen by the beneficiary). If you’re already a beneficiary and were told you’ll receive more, it’s likely you’ll already see it reflected.
And if you’ve never applied?
If you think you could qualify but have never applied for SSI, this is the perfect time. Many people don’t know they meet the requirements, and that keeps them from receiving this monthly benefit offered by the federal government. If you’re in a vulnerable situation, this is your sign.
Requirements to get the extra SSI check
To apply for SSI and receive this extra Social Security check, you must meet several basic criteria:
Limited resources: you must have less than $2,000 in assets if you’re single, or less than $3,000 if you’re married. This includes cash, bank accounts, and other property.
Low income: your monthly income must be very limited, including wages, pensions, or any other source of money. Keep in mind that the SSA reviews each case individually to determine eligibility, so you could still qualify even if you slightly exceed the limits.
Age or disability: You must be 65 or older, or have a disability or condition that prevents you from working. Parents of children with disabilities can also apply for this benefit on behalf of their children.
How to make sure you get the extra payment
If you’re already in the SSI program, you can take a few steps to maintain your benefit and even increase the amount. For example, keep your information updated on the SSA website.
If your income, marital status or assets change and the SSA finds out without you informing them, your benefits could be suspended or even result in penalties. So it’s better not to take that risk. Notify the SSA about any changes in your situation.
On the other hand, you can also check for other compatible benefits, such as SNAP (food stamps) or Medicaid (to cover medical services, specially when talking about disabilities).
Finally, if you qualify, our advice is to choose the fastest way for the money to reach you: direct deposit.
This Social Security check is a key tool for many people who struggle each day to make ends meet with the greatest dignity. It’s not just temporary help: if you qualify, you could enter a system of monthly and ongoing support. Take this moment to learn more, check your situation, and if you think you could qualify, don’t miss this opportunity to claim what is yours. Let us know if you applied or not after reading this!
