If you are a U.S. citizen and receive Social Security benefits, you should be aware of the circumstances that may result in your termination in 2025.
There are some circumstances that can result in payments being temporarily or permanently suspended, despite the widespread belief that once you begin collecting the monthly check, there is no turning back. The secret to avoiding surprises is being informed.
Having a large salary prior to reaching full retirement age is one of the primary causes.
Your benefit may be lowered or suspended if, after you begin receiving payments, you choose to keep working and your income surpasses the Social Security Administration’s (SSA) income thresholds.
Relocating to nations like Cuba or North Korea, where the US government is unable to transmit money, is another reason for suspension.
Typical grounds for suspension from Social Security
Payments also automatically stop when the beneficiary passes away, however certain family members can be eligible for survivor benefits.
Additionally, if you disregard the SSA’s demands for information, your checks may be suspended until you provide an update on your circumstances.
If you owe the federal government money, such as unpaid student loans or back taxes, payments may also be withheld.
Your eligibility to receive Social Security is temporarily suspended if you are incarcerated for more than 30 days due to a criminal conviction.
Having committed fraud or given false information when applying for the benefit is another concern; if the SSA discovers this, it may stop payments and demand refund of the funds received.
If you are a non-citizen resident and your immigration status changes, you may also lose your legal status, which could result in the benefit being suspended.
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Although it might seem like a small mistake, failing to update your address or bank information when the SSA requests it could be enough to prevent your payments from being processed.
Lastly, even if you were already receiving benefits, the SSA may suspend them if they find that you do not fulfill the standards after examining your work credits.
You can safeguard your eligibility for Social Security benefits by being aware of these ten factors.
In order to confirm your circumstances and address any issues before they have an impact on your monthly payments, it is always advisable to get in touch with the SSA immediately.
